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What's a Business Owner's Policy?

      A Business Owner's Policy (BOP) is a convenient way to help protect your business for property damage and liability insurance in a single policy. By bundling these two coverages into one policy, you can worry less about insurance policies and focus more on your customers. Get your free Business Owner's Policy quote and see how we can help you protect your investment. We'll work together to create a plan that works for your business.


Examples of BOP Coverages:

  • Bodily injury or property damage (e.g., You spill water on a client's computer causing damage.)

  • Defense costs for covered liability losses (e.g., libel and slander)

  • Protection for business furniture and equipment (e.g., chairs, desks, and computers)


Managing your policy is easy


      You already have to manage your business. The least we could do is make it easy to keep up-to-date with your Business Owner's Policy. We're here to help you make any necessary updates because we know your business may change. Access your policy or call.


What other business insurance products does Schofield Family Insurance offer?


General Liability Insurance (CGL)

     This insurance covers your business operations, particularly in the event of physical injury, property damage, or personal and advertising injury to a third party. This coverage can be a standalone product or included in a business owner's policy (BOP).


Professional Liability Insurance

      This is coverage for professional services you provide or business advice you might give clients. It's also known as Errors and Omissions or E&O Insurance. Companies that typically use this coverage include IT consulting, accountants, and architects.


Workers' Compensation Insurance

     This helps provide financial protection for job-related accidents and illnesses.


Do you offer coverage for business vehicles?


Commercial Auto Insurance

      This is coverage for your business-use vehicles, including company cars, box trucks, service utility trucks, and food trucks, just to name a few.

Ridesharing Insurance

      This coverage provides one insurance policy for your ridesharing and personal use.


Get your Free Quote today!



We have the know-how you need.

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